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Commercial General Liability         
General Liability Endorsements
Relevant General Liability Exclusions
Automobile Liability & Physical Damage
Workers' Compensation
Property
Contractor's Equipment
Builder’s Risk
Owner's Protective Liability (OCP)
Pollution Liability
Employment Practice Liability (EPL)
Professional Liability
Fiduciary Liability
Directors' and Officers' Liability (D & O)
Additional Coverages

 

 

UMBRELLA

This policy is designed solely to protect assets from catastrophic loss, such as the collapse of a building you constructed or a serious automobile accident.  While there are some minor additional coverages, this policy basically provides insurance limits in excess of the underlying limits for general liability, automobile liability and employer's liability.