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   BOND PRESENTATION

Table of Contents

Slide 1 - Title Page

Slide 17 - Joint Ventures (cont.) 

Slide 2 - Building Relationships

Slide 18 - Joint Ventures (cont.)

Slide 3 - Professional Surety Agent

Slide 19 - Maintenance Bond

Slide 4 - Surety Agent (cont.)

Slide 20 - License and Permit Bonds

Slide 5 - Surety Agent (cont.)

Slide 21 - Bonds are required for Public Projects

Slide 6 - What are Surety Bonds?

Slide 22 - Bonds May be Required by Lender

Slide 7 - Bonds vs. Insurance

Slide 23 - Protection for Construction Lenders

Slide 8 - Participants in Surety Process

Slide 24 - Contract Bond Objectives/Benefits

Slide 9 - Indemnity Agreements

Slide 25 - Does an Owner Obtain the Bonds?

Slide 10 - Types of Construction Bonds

Slide 26 - The Surety's Risk Evaluation/Underwriting Process

Slide 11 - The Bid Bond

Slide 27 - Surety Underwriting (cont.)

Slide 12 - The Performance Bond

Slide 28 - The Surety's Financial Statement Analysis

Slide 13 - The Payment Bond

Slide 29 - What Else Will a Surety Want to See?

Slide 14 - Co-obligee Bonds

Slide 30 - What Else Will a Surety Want to See? (cont.)

Slide 15 - Co-obligee Bonds (cont.)

Slide 31 - Summary

Slide 16 - Joint Ventures

Slide 32 - Surety on the Internet