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Commercial General Liability
General Liability Endorsements
Relevant General Liability Exclusions
Automobile Liability & Physical Damage         
Workers' Compensation
Umbrella
Property
Contractor's Equipment
Builder’s Risk
Owner's Protective Liability (OCP)
Pollution Liability
Employment Practices Liability (EPL)
Professional Liability
Fiduciary Liability
Additional Coverages

 

 

DIRECTORS' AND OFFICERS' LIABILITY (D & O)

Corporate directors and officers are subject to potential personal liability arising out of their managerial decisions. The D & O policy provides direct coverage for the directors and officers themselves, and coverage for the corporation' s obligation to indemnify directors and officers when claims are made against them. Claims in the past have been based on allegations that decisions, acts, errors, or omissions of the directors or officers have lowered the value of the company's stock, compromised the company's competitive position in the industry, wasted corporate assets or injured stockholders or others in an economic or financial sense.