LIABILITY AND PHYSICAL DAMAGE
sums which a contractor becomes legally obligated to pay because of bodily injury
or property damage, subject to policy limits, provided that this injury or
damage is caused by an accident involving a covered automobile. This
coverage applies to any vehicle being operated on company business, including
rentals, and scheduled vehicles even if it is personal business.
the insured against suits arising from an employee's use of a personal automobile.
a loss to a covered automobile which is caused by the covered auto's overturn
or collision with another object.
Pays for damage to or loss of a covered automobile for any cause except
overturn or collision with another object (theft, fife, flood, hail, vandalism,
etc.) There is generally little, if any, coverage for stereo equipment
to Comprehensive except that this coverage only pays for losses caused by
specific perils, including fire, explosion, theft, hail, vandalism,
etc. The major difference between Comprehensive coverage and
Specified Perils coverage is auto glass breakage and other obscure road
reimbursement for medical expenses of persons other than employees who
are injured while occupying an insured automobile, regardless of who was
at fault in the accident.
Pays for bodily injury to occupants of the insured's automobile which
are sustained in an accident with a motorist who does not have bodily
injury liability insurance.