Covers overflow of inland or tidal waters, unusual or rapid runoff of
surface waters from any source, and mudslides caused by accumulations
of water on or under the ground.
Covers property while you are transporting it from one location to another.
Data Processing Equipment
Covers hardware, software and extra expense. Broader than standard property
Covers debts you are unable to collect as a result of your inability to
reconstruct records. Also covers extra costs involved in reconstructing
Covers cost of researching, restoring or replacing plans, drawings, abstracts,
Replaces the income that would otherwise have been earned by the business
while repairs are being made to the building as a result of a covered
cause of loss. Also covers normal continuing operating expenses, including
Pays for costs in excess of normal operating expenses that are incurred
during the period of restoration as a result of a covered cause of loss
to your property.
Covers loss of rents that would have been paid by a tenant had the rental
space not become damaged.
Covers damage to property caused by water that backs up from a sewer or
Covers signs, fences, awnings, landscaping, etc.
Covers damage for any property that you own or for which you are legally
liable as a result of a sudden and accidental breakdown of the object
insured. There must be physical damage to the object that necessitates
repair or replacement.
Covers liability for owned watercraft and non-owned watercraft over 26
Covers the employee named in the endorsement and his or her spouse when
driving autos that are borrowed or hired for personal use.
Auto Physical Damage
Provides comprehensive and/or collision coverage on vehicle rented by
Covers the cost of temporarily replacing your vehicle if it is damaged
by collision or some other physical damage peril.
Covers the additional expenses incurred for the rental of substitute equipment
following a covered loss.
Can cover money and securities against burglary, robbery, theft, destruction,
disappearance and employee dishonesty. Can also cover property other than
money and securities against specified perils such as burglary, robbery,
theft, computer fraud, extortion and employee dishonesty.
Covers General Liability, Automobile, Workers' Compensation, Builder's
Risk, etc. as respects work in foreign countries.
Protects the corporation in the event the owner or key employee were to
License, permit, bid, performance and payment, etc.